BRRRR analyzer

Can you pull all
your cash back out?

Enter the buy, rehab, rent, and refinance numbers to see your cash left in deal, cash flow, and cash-on-cash return — recalculated as you type.

3 steps

Buy · Rent · Refi

10 metrics

Computed live

Instant

No signup

Purchase & rehab

Step 1 of 3

Purchase price

What you pay to buy it.

Buy-side closing

Closing costs when buying.

Rehab budget

Total renovation cost.

Holding costs

Taxes, utilities, interest while rehabbing.

Rent & operating

Step 2 of 3

Monthly rent

Gross market rent.

Vacancy rate

Expected vacancy.

Property mgmt

Monthly management fee.

Taxes / mo

Monthly property taxes.

Insurance / mo

Monthly insurance.

Maintenance / mo

Repairs reserve.

Refinance

Step 3 of 3

After-repair value (ARV)

Appraised value once renovated.

Refi LTV

Loan-to-value on cash-out refi.

Refi closing costs

Cost of the refinance.

Interest rate

Refi loan APR.

Loan term

yrs

Years on the new loan.

Deal summary

Cash left in deal

—

Total cash invested—

Refi loan amount—

Net refi proceeds—

Monthly performance

Effective rent—

Operating expenses—

Mortgage payment—

Monthly cash flow—

Annual cash flow—

Cash-on-cash return—

Transparent math

How the formulas work

① Total cash invested

Purchase + Closing + Rehab + Holding

Everything out of pocket before refinancing.

② Refi loan

ARV × LTV%

How much the new lender will loan you.

③ Cash left in deal

Total cash − (Refi loan − Refi closing)

What stays trapped after the cash-out refi.

④ Mortgage

P·r(1+r)ⁿ / ((1+r)ⁿ−1)

Monthly principal & interest on the refi loan.

⑤ Monthly cash flow

Effective rent − OpEx − Mortgage

What lands in your pocket each month.

⑥ Cash-on-cash

Annual cash flow / Cash left in deal

Return on the money still in the deal.

Can you pull allyour cash back out?

How the formulas work

Keep analyzing

Can you pull all
your cash back out?